Your Mortgage Partner Every Step of the Way
Working Hard for Hard Working People
Our Mortgage Solutions
We are here to support you whether you are buying or refinancing, and will even help you find a reliable real estate agent to help with your home-buying journey. Our mortgage lenders will make the loan process as stress-free as possible, answering all your mortgage questions!
Refinance
Lower your monthly mortgage payment, adjust your rate, or access your home’s equity.

Real Estate Partners
We connect homebuyers with trusted real estate agents, and partner with agents seeking reliable mortgage support.
The Home Buying Roadmap
1. Pre-Approval - Online or In-Person
We recommend that you get pre-approved prior to shopping for a home. To get pre-approved, you can use our online application, or speak with one of our mortgage consultants and they will walk you through the initial application process and clarify any paperwork required to find what amount you will qualify for.
2. Start Shopping for Your Dream Home
Now that you know what you can afford, you can start shopping for a home that will fit within your budget. If you would like, we can also connect you to one of our trusted real estate agent partners to help in your home search.
3. Place an Offer
Once you have found the home that is perfect for you and your family, it’s time to make an offer. Since you have been pre-approved, it will give you an edge over other buyers. Your agent will help you with the contract and sending the offer to the seller, and any negotiations that take place.
4. Contract Accepted - Next Steps
After your offer is accepted, the lender will start to complete the loan procedure. This is when the house is inspected and appraised, and the underwriter goes over everything to get your final go-ahead. If they request revised documentation, this is normal, so it is nothing to be concerned about.
5. It's Closing Day!
Your loan will be “Cleared to Close" once all inspections have been completed and the underwriter has approved your supporting documentation. All that is left to do is sign the closing documents, move in, and start enjoying your new home!
Why Should I Choose Blue Collar Mortgage?
5.0 Google Rating
We are a trusted mortgage lender, providing excellent customer service.
On-Time Closings
We understand the importance of deadlines and promise to close your loan on schedule.
Competitive Rates
As a mortgage broker, we are able to provide some of the most competitive rates in the industry.
Locally Owned & Operated
Founded and owned by Tyler Ryser, a licensed Mortgage Loan Originator (MLO) who loves supporting his community.
Experienced
A veteran in the home loan industry, we know how to find solutions for any situation.
Community Support
We believe in giving back and supporting our youth, sponsoring FFA, booster clubs, rodeos, and sports teams.
We Simplify the Mortgage Loan Process for You
Our approach puts you in charge, regardless if you want to use our streamlined digital loan experience, or if you would rather meet with one of our mortgage advisors for step-by-step guidance.
Our staff of mortgage professionals is small and agile, unlike those at large banks and national lenders. We are responsive to all your mortgage questions, processing your loan as quickly as possible, and our team is committed to being available when you need us, by phone or text.
Ready to Apply for Your Home Loan?
There is no time better than today to start your home loan application, it’s fast and easy! Of course, if you want more information, we are ready and willing to help, just give us a call or contact us through our online form.
